Common questions before getting financial advice

AIM Retirement Planning helps people who are approaching retirement, already retired, or supporting a family member through aged care decisions. We also assist clients who need advice about superannuation, retirement income, Centrelink or DVA entitlements, defined benefit accounts, estate-related financial planning and cashflow decisions.

No. Many clients simply want clarity about their options, whether they can afford to retire, how to structure their super and income, or how to make better financial decisions. The right advice should be practical, understandable and matched to your situation.

We provide advice on a fixed-fee basis.  Fees depend on the complexity of your circumstances and the type of advice you need. Before we prepare any advice, we explain the recommended scope of work and the fee so you can make an informed decision. You are not required to proceed until you understand and agree to the cost.

No.  The initial call is an opportunity to understand your situation, explain whether we may be able to help, and discuss the next steps. No personal advice is provided during this first call.

Yes. We can help you understand your retirement options, superannuation, Centrelink position, cashflow needs and the trade-offs involved in retiring now or later.

Yes. Centrelink and DVA rules can have a significant impact on retirement income. We help clients understand how their financial position may affect entitlements and how different strategies may interact with the rules.

After the initial call, we will let you know whether financial advice may be appropriate and what information would be needed. If you choose to proceed, we agree on the scope of advice and fees before preparing recommendations.